UK Divorce Calculator

Use our divorce settlement calculator to get a clearer picture of your marital assets and what a fair settlement might look like.

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Shared details
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Party A
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Party B
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Results
Include any continuous period of cohabitation leading up to the marriage.

Include any continuous period of cohabitation leading up to the marriage.

This is the current market value of your home minus any mortgage or loans secured against it.
£

Party A Assets

£
Cash Equivalent Transfer Value - the amount a pension scheme would pay to transfer your pension to a different provider.
£
Assets received as inheritance or gifts during the marriage.
£
£
£

Party B Assets

£
Cash Equivalent Transfer Value - the amount a pension scheme would pay to transfer your pension to a different provider.
£
Assets received as inheritance or gifts during the marriage.
£
£
£

Using our free divorce calculator

Our simple divorce calculator gives you a fair estimate divorce settlement in minutes. Simply enter some details about your marriage, dependent children and the family home. Then complete a few quick financial disclosure questions for each party. These relate to financial assets like pensions, inheritance, investments and equity in property as well as money held in cash, current accounts and savings accounts.

We’ll crunch the numbers to give you an overview of all your matrimonial assets and how they are distributed between you and your partner.

Financial settlement in divorce

A financial settlement is a key part of the divorce process, which involves dividing assets, income and debts between separating partners. It aims to ensure a fair outcome that reflects each person’s contributions and future needs.

Settlements can cover property, savings, pensions and spousal maintenance. While some couples reach agreement informally, many opt for a legally binding settlement through negotiation, mediation or court.

A fair financial settlement is crucial to achieving independence and financial stability after divorce. Understanding your rights and responsibilities early on can help avoid costly disputes and support a smoother separation. Our easy divorce asset calculator can give you a clear overview of each party’s assets and contributions.

Divorce calculator FAQs

You can estimate your divorce settlement by gathering details of your assets, income, debts and expenses. A divorce calculator helps provide a rough idea of how things might be divided based on typical legal principles. However, each case is unique, so legal advice is recommended for a more accurate assessment.

Entitlement depends on many factors, including the length of the marriage, financial contributions, childcare responsibilities and future needs. The goal is to reach a fair division – not necessarily a 50/50 split. A calculator can give an estimate, but legal advice is key for understanding your rights.

Several factors can influence the outcome, such as the presence of children, earning capacity, standard of living during the marriage and health or age of each partner. Complex assets like pensions or businesses can also affect how the settlement is worked out.

Yes, many couples reach an agreement through negotiation, mediation or with the help of solicitors – without going to court. This can be faster, less stressful and more cost-effective. Once agreed, you can apply for a consent order.

The calculator provides a starting point, not a final decision. If your partner disagrees, you may need to negotiate, use mediation or seek legal advice. In unresolved cases, the court can make the final decision based on a full financial disclosure from both sides.

An informal agreement between you and your partner is not legally binding on its own. To make it enforceable, you’ll need to apply for a consent order through the court. This confirms the terms of the settlement and protects both parties from future financial claims.

Solicitors help reach a fair settlement by reviewing each person’s financial situation – assets, income, debts and future needs. They consider legal guidelines and aim for an outcome that balances fairness with practicality, especially where children are involved. They can negotiate on your behalf or support mediation to avoid court where possible.

A prenuptial or postnuptial agreement can strongly influence the divorce settlement, especially if it was entered into fairly and both parties received legal advice. While not automatically binding in all cases, courts will usually uphold the terms unless they are unfair or fail to meet basic financial needs – particularly where children are involved.

Yes, our calculator can also be used by civil partners going through a dissolution. The financial principles are similar to those in divorce, including division of assets, pensions and ongoing maintenance. Civil partnership dissolution follows family law procedures that aim for a fair outcome.

Other financial resources like anticipated assets, business interests or inheritance may be considered depending on relevance and timing. Full disclosure is important to ensure the calculator’s estimates reflect your financial picture accurately.

Yes, joint debts such as credit card balances or loans are part of the overall settlement. These are typically divided in a way that reflects each party’s financial situation and ability to repay.

Pensions are often one of the most valuable assets in a divorce. A pension sharing order or pension attachment order may be used to divide pension benefits fairly. The calculator helps estimate your combined pension provision and how it could be split.

Assets owned pre-marriage or during pre-marital cohabitation might be considered non-marital assets. However, if they became intermingled or contributed to family life, they may be included in the settlement.

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